Nay cheaper but reliable alternative to Paypal?

[poolqjunkie]

Hi,
I would like to ask if anyone could please recommend some alternative to Paypal.
Here are a few alternatives I have heard, any comment?
1. egold
2. google check out
3. Virtual Visa/Master card
Basically, I am interested in a reliable and secured company with good customer service to accept and send payment on line.
Thank you.